[TEST] Liabilities Product Manager

Main role Develop, implement and manage a compelling Retail Banking portfolio of liability products for foreign and local currencies, ensuring product profitability. Manage the product lifecycle from initiation to launch. Monitor, assess and report on new and existing product frameworks in line with the bank's strategy, targets and budget. Develop business cases with market assessment, current market practices, product offerings and customer insights. Responsible for P/L by maximizing profits and controlling expenses; liaise with Finance Planning & Analytics on product profitability reports. Ensure each touchpoint across the customer journey is efficient and effective; ensure compliance with regulatory requirements. Manage internal relationships with Technology, Risk, Marketing, Operations, Compliance and others. Job requirements BSc in Business Administration or related field. At least 3 years of experience in liabilities. Retail banking background with knowledge of customer segments and behavior, retail bank operations, processes and controls. Experience in consumer insight and product development techniques.